Rebuild Your Credit With A Prepaid Credit Card

It can be pretty tough when your credit is bad and it is next to impossible to get credit when you need it. Most major credit card companies will not talk to you, and a lender – well, forget about it. There is a way, though, out of the tough situation with a prepaid credit card. Here is what you can do with a prepaid credit card to help rebuild your credit score.

Need A Bad Credit Rating

One of the best things about a prepaid credit card is that it was designed for people with bad credit. In fact, that is one of the qualifications. There will not be any check on your credit rating, or your employment. Anyone can get one of these credit cards, but you will need to deposit a cash amount equal to the credit limit you want. This lets you know that it operates on a debit basis – no actual credit is given.

Get A Card That Reports To A Credit Bureau

Not many prepaid credit cards actually report to a credit bureau. That is, however, the kind of card that you want to get. While others make having cash handy, it really will not help you (or anyone with bad credit) in the long run.

Watch The Fees

Prepaid credit cards often come with a number of fees. You should compare one card with another in order to get the fewest fees. In order to get a prepaid credit card that reports to a credit bureau, you will probably have to pay an annual fee – could be as high as $ 100.

Look For Benefits

Most prepaid cards do not come with any benefits, but some do. You can get points, like on a regular credit card, that are useable for a few benefits – like free phone time, and more.

No Credit Card Abuse

Another good thing about these credit cards is that you can never go over your limit, or have to pay any late fees or interest. (Hey, this is sounding better all the time). This means that if it reports to a credit bureau, that it would be impossible to get a lower score than what you may already have with this kind of card.

Easily Put Cash On Your Card

Most prepaid cards will allow you to easily put credit on it from just about anywhere. You can even put your paycheck onto it by Direct Deposit.

Use It Like A Credit Card

A number of these prepaid credit cards can be used in the same way as a credit card. You can set up automatic bill payments, purchase things online, or over the phone. If you want this feature, however, be sure that the ad says that you can do this.

Like any other credit card, you will want to compare features and fees in order to find the best prepaid credit card for your needs. While most of them are similar, the fees vary broadly. Since no qualifications are needed, why not get the best?

Emerging Branches of Chemical Engineering Jobs

Chemical engineering serves as wells of growth and longevity of an organization. There are various industries which are supported by the principles and application of chemical engineering, making a professional with this qualification very well after.

A broad range of industries, like; pharma manufacturing, petrochemicals, energy, iron & steel among many others are the some of the highly progressive sectors, where one can deep seat their careers, as these industries play a dominant role in the growth of an economy, jobs in this sector are forward -looking and are always available in abundance. The career growth and annual compensation in these job domains is the highest among the lote.

The secondary job sections, where chemical engineering professionals can establish their careers are; electronics, biotechnology, food processing, environment, safety, and health.

Also with the government's efforts to harness alternative sources of energy to decrease the pressure on demand for fossil fuels, chemical engineering professional must seek employment in this sector, only if, they have prior experience from the energy sector. Multinational companies from major developed nations are eyeing at investing in this sector, which will boost job creation, as chemical engineering professionals are armed with the essential skills, they would be in the epicenter of rise in demand.

If you wish to accelerate your career path, then, taking up a job in the pharmaceutical industry will be a good idea. Being the fastest growing industry along with major developed nations, the personal growth of a professional working in this industry is aligned with the vertical growth of their employer.

An emerging domain for your career aspirations and the hunger to innovate can be fulfilled if you develop an expertise and skills in nanotechnology. Some of the developed nations have bright prospects to steer your professional growth in this domain. Also, if you wish to level up your educational qualifications, then a master's degree in nanotechnology is advisable, as this is an upcoming domain of science which will create worthy career prospects, in the near future.

To sum it up, there are a broad range of job domains that you can choose from, if you wish to utilize what you learned in your degree education. Other than that the skills, potential, abilities and competencies you possess has made you eligible to seek employment in any job sector that will allow you to make use of the exercises mentioned above, can be stipulated as the 'best suited' job sector for you .

How Many Times Have You Had A Jewelry Dilemma

Which necklace style is appropriate with this outfit? Should I use a long necklace or a short necklace will be better suited? The following list describes the most common necklace lengths and how to use them.

Collar – 12-13 inches in length

Collars are usually made up of two or more strands and lie snugly on the middle of the neck. Collars are an ideal complement to elegant V-neck, boat neck or off the shoulder fashions.

Choker – 14-16 inches in length

A choker is despite the most classic and versatile of all the single strand lengths and is designed to lie around the base of the neck. It is appropriate with everything from casual to formal eveningwear, and completes any neckline imaginable. Is the perfect length to add subtle elegance to your workday paired with a button-down shirt, yet just as stylish with a cocktail dress. This is a good necklace length for a child. This way the necklace has "growth room".

Princess – 17-19 inches in length

The princess length necklace is best suited for crew and high necklines. It also fulfills low plunging necklines. This is an excellent choice if you are not certain which strand length is most appropriate and is the perfect necklace length for a pendant.

Matinee – 20-24 inches in length

The matinee necklace is the right choice for casual or business dressing. It looks best with high necklines and adds sophistication to a professional look. The matinee length is also very well suited for fancier wear such as long sundresses and formal gowns. The extra length of the matinee necklace gives the wearer a sense of luxury and confidence. It certainly may dress up an outfit.

Opera – 28-34 inches in length

The opera necklace offers many attractive options. Can be worn as a single strand, it is refined and perfect for high or crew necklines. Can be doubled upon itself and serves as a versatile two-strand choker. It can be knotted at the neckline or above the bust to create a stylish vintage look. Traditionally, opera length necklaces are worn with eveningwear, although can be used to accessorize more casual attires.

Rope or Lariat – Over 45 inches in length

The rope necklace is very elegant and dangerously sexy. It can be made with several clasps placed in strategic locations, enabling it to be broken down into different necklace and bracelet combinations, or doubled and even tripled to create a stunning multi-strand choker. This versatile length may also be tied in a knot for a charming modern look. Ropes can also be knotted and slung over the shoulder to accentuate the beauty of a backless dress. Lariats are at last 48 inches long, with the ends left unattached for knotting or wrapping around the neck.

Now that you know all about necklaces lengths make sure you include all of them in your wardrobe so you do not have to worry about not having the right one when you need it.

Really Get Away From It All: The World’s Most Remote Hotels

Sometimes we all need to get away from it all; sometimes the further away the better. When you're usual holiday destination will not suffice (out of boredom or a need to put as much distance between yourself and your everyday life as possible), there are a host of hotels around the world that will meet your needs. Some of them offer extreme luxury amid exotic surroundings, while others offer entirely new experiences in locations you would never have dreamed of visiting. Read about the top five most remote hotels in the world and start planning your next holiday.

Bloomfield Lodge, Cairns, Australia

Bloomfield Lodge is located in Queensland's far north and trips guests to not one but two World Heritage Sites: the Great Barrier Reef and the Daintree Rainforest. The lodge is recognized as one of the most exclusive luxury resorts in Australia. Only 34 guests are permitted at a time, so you can sure that your every need will be promptly met.

According to Forbes's list of remote hotels, to reach the lodge one must first charter a plane, then one has to drive through the Outback for a few hours and finally cruise some way down the Bloomfield River. When you ever arrive, however, you will find that all your troubles were worth it.

For starters, the lodge is nestled on the very edge of the Daintree Rainforest and the Great Barrier Reef is just across the bay. There are guided tours of the forest or you can follow some self-guided trails if you prefer. You can also go on guided bird watching tours, enjoy some relaxing fishing or more adrenalin infused tropical fishing out at sea, and laze in the seclusion of Kangaii Beach. Activities based around the lodge include an outdoor Jacuzzi, freshwater pool, spa and well stocked library with paperbacks and a selection of books and journals devoted to the ecology of the rainforest and region's local history. There is also a two-hour guided river cruise that will take you to the local Aboriginal community at Wujal Wujal, while giving you an opportunity to look out for birds and crocodiles.

Kokopelli's Cave, Farmington, New Mexico

If you want remote but do not want to travel to the ends of the earth, Kokopelli's Cave might suit you. The cave, which is not a natural formation and is privately owned, is rather difficult to reach; even the owners recommend that you only try it if you¡¯re physically fit. But if it's seclusion you're after sleeping 70 feet below the earth is ideal.

The cave is located near the Mesa Verde National Monument in New Mexico and if you climb to the top of the cliff you'll be able to see all four states of the Four Corners area. It is only accessible by dirt roads and they are rough. They can be traversed by ordinary cars (up to a point), but 4x4s are recommended. If you're in a conventional car you will have to park it at the upper parking lot and walk the rest of the way, 4x4s will get you quite a bit further. If you're footing it, you'll have to follow a marked trail that leads steadily downward. The way out is even more difficult because it's all uphill.

You'd be well advised to note that no meals are served at the cave, although you can arrange for special occasions to be catered. There is a fridge and some cabinets that provide breakfast things and some fruit, but you'll have to bring everything else. There are all the creature comforts you could want, including a Jacuzzi and waterfall shower, but there are only two local TV channels, so be prepared to entertain yourself.

The Andean Cottage, Peru

Staying at the Andean Cottage has been likened to a spiritual experience. Aside from a butler, who is on call 24 hours and who appears at night to light the two wood-burning chimneys, guests are truly alone. The Andean Cottage is the only one in the area and guests have the lakeside beach all to themselves. You'd better be prepared to embrace rustic living, as there are no cars and no electricity (which means no TV).

What you get is a spacious two-bedroom home with a lake all to yourself. The master bedroom boasts a super king bed size and a large bath which provides open views of the lake.

You get there via speedboat; the trip takes 4.5 hours and the boat leaves daily from the private pier at Casa Andina, Puno. On the way you stop at the Uros Floating Islands as well as the traditional Alsuno community of weavers on Taquile Island, before arriving at Suasi. Alternately, guests with their own vehicles (4x4s strongly recommended) can drive to the dock in Cambria and go the rest of the way in the lodge's Zodiac dinghy.

In terms of things to see and do, you can go on a number of nature walks, canoe on Lake Titicaca, visit the cultural hut, which serves as a museum and library, trek up Itapilluni Hill to admire the sunset and enjoy stargazing such as you will never experience in the city.

Three Camel Lodge, Mongolia

For an authentic Mongolian experience you can do no better than Three Camel Lodge, which offers a taste of a rugged nomadic lifestyle but with luxury Gers (traditional nomadic tents) and five-star dining to fall back on. The Deluxe Gers come with private bathrooms, king size beds and felt slippers and Mongolian bathrobes, as well as locally produced toilets. The more traditional Gers are furnished with wood-burning stoves, felt carpets, hand-painted wooden beds and ceilings that provide an unobstructed view of the stars.

The lodge is located in the heart of the Gobi desert and was built according to environmentally and culturally sustainable methods; electricity is provided by solar and wind power. The lodge offers guests a number of opportunities to explore the vast Gobi desert, including Bactrian camel tours, four-wheel drive excursions, hikes (which provide an intimate glimpse into the ecology of the region including its plant, animal and bird life) and overnight field explorations. It's also possible to remember dinosaur fossils, as a paleontologist from the Mongolian Academy of Sciences takes guests out to dig sites and supervises the expedition.

Getting there is an experience in itself. First you will need to take a two-hour flight from Beijing to Ulaanbaatar (alternatively there is a three-hour flight from Seoul), then you will need to board a prop-plane for a further one-hour flight to Dalanzadgad, followed by an hour-and-a-half drive on a rough dirt road. The chance to meet local nomadic tribes, dine on local produce at the Bulagtai Restaurant and bask in the stars more than makes up for the inconvenience.

Hotel Arctic, Greenland

For possibly the most extreme experience of your life, you can not beat the Hotel Arctic, which is the northernmost 4-star hotel in the world. The hotel is located on the edge of the Ilulissat Ice Fjord, which is a World Heritage Site. It's not all that difficult to reach; almost all major European cities have flights to the airport at Kangerlussuaq, which is in turn a short 45 minute hop to Ilulissat, but it is actually at the end of the world.

The Ice Fjord is the region's primary attraction. It covers 3000 square kilometers and contains one of the largest and most active glaciers in the world. The glacier moves approximately 20m per day, and is described as a park full of sculptures that are constantly changing.

There is also the opportunity to stay in an igloo on the edge of the fjord. The igloos are not made of ice, mores the pity, but that means you are assured of all the modern conveniences.